:root{--ink-950:#0f172a;--ink-800:#1e293b;--ink-600:#475569;--ink-500:#64748b;--paper-50:#fff;--surface-soft-rgb:240 249 253;--color-surface-subtle:rgb(var(--surface-soft-rgb));--paper-100:var(--color-surface-subtle);--paper-200:var(--brand-blue-50);--paper-300:#dde4ed;--brand-blue-400:#13b2e4;--brand-blue-500:#0d9fce;--brand-blue-600:#0097c2;--brand-blue-700:#00789e;--brand-blue-800:#006484;--brand-blue-200:#bce5f2;--brand-blue-50:#eaf7fc;--color-accent-display:var(--brand-blue-600);--color-on-accent:#092744;--ribbon-light:color-mix(in srgb, var(--brand-blue-400) 35%, white);--ribbon-dark:color-mix(in srgb, var(--brand-blue-400) 70%, white);--clay-700:var(--brand-blue-800);--clay-600:var(--brand-blue-700);--clay-200:var(--brand-blue-200);--clay-100:var(--brand-blue-50);--blue-900:#0c4a6e;--sage-200:#c7d2e0;--sage-100:var(--brand-blue-50);--on-dark-muted:#dbe4ef;--red-700:#b91c1c;--red-50:#fef2f2;--white:#fff;--space-1:.25rem;--space-2:.5rem;--space-3:.75rem;--space-4:1rem;--space-5:1.25rem;--space-6:1.5rem;--space-8:2rem;--space-12:3rem;--space-16:4rem;--space-24:6rem;--radius-sm:.25rem;--radius-md:.5rem;--radius-lg:.75rem;--radius-pill:999px;--duration-fast:.2s;--duration-enter:.62s;--ease-out:cubic-bezier(.22, .7, .22, 1);--shadow-soft:0 1px 2px #0f172a0d, 0 20px 44px -26px #0f172a42;--shadow-card:0 1px 2px #0f172a0d;--color-background:var(--paper-100);--color-surface:var(--white);--color-surface-soft:var(--paper-200);--color-surface-warm:var(--clay-100);--color-text:var(--ink-950);--color-text-muted:var(--ink-600);--color-primary:var(--ink-950);--color-primary-hover:var(--ink-800);--color-on-primary:var(--white);--color-accent:var(--clay-600);--color-accent-hover:var(--clay-700);--color-border:var(--paper-300);--color-border-strong:var(--ink-500);--color-focus:var(--clay-600);--space-section:clamp(3.5rem, 6.5vw, 6.5rem);--color-error:var(--red-700);--color-error-surface:var(--red-50);--gutter:clamp(1.25rem, 4.4vw, 4rem);--header-height:5rem;--font-body:var(--font-sans), "Segoe UI", Arial, sans-serif;--font-display:var(--font-sans), "Segoe UI", Arial, sans-serif;--font-numeral:var(--font-serif), Georgia, 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var(--color-border-strong);color:var(--color-text);letter-spacing:.01em;font-size:.875rem;font-weight:600;line-height:1.5;display:inline-flex}.text-link:hover{color:var(--color-accent);border-color:currentColor}.site-header{--color-text:var(--white);--color-accent:var(--clay-200);--color-border:#ffffff1f;--color-focus:var(--white);z-index:30;height:var(--header-height);background:var(--ink-950);color:var(--white);transition:background-color .22s var(--ease-out), border-color .22s var(--ease-out), box-shadow .22s var(--ease-out), backdrop-filter .22s var(--ease-out);border-bottom:1px solid #ffffff1a;position:sticky;top:0}.site-header.is-scrolled{background:#071122c7;border-bottom-color:#ffffff29;box-shadow:0 12px 36px 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#ffffff47;flex-shrink:0;justify-content:center;align-items:center;display:flex}.header-contact{border-color:var(--white);background:var(--white);color:var(--ink-950);margin-left:auto}.menu-toggle{flex-direction:column;gap:6px;padding:10px}.header-contact:hover,.header-contact[aria-current]{background:var(--clay-200);border-color:var(--clay-200)}.menu-toggle:hover{background:#ffffff1f;border-color:#ffffff85}.mobile-nav{--color-text:var(--white);--color-accent:var(--clay-200);--color-border:#ffffff1f;--color-focus:var(--white);max-height:calc(100dvh - var(--header-height));overscroll-behavior:contain;padding:var(--space-3) var(--gutter) var(--space-6);background:var(--ink-950);color:var(--white);border-bottom:1px solid #ffffff1a;flex-direction:column;display:flex;position:absolute;top:100%;left:0;right:0;overflow-y:auto;box-shadow:0 24px 48px -24px #02061799}.mobile-nav>a{justify-content:space-between;align-items:center;gap:var(--space-6);min-height:60px;padding-block:var(--space-4);border-bottom:1px solid #ffffff1f;font-size:1.125rem;display:flex}.mobile-nav>a[aria-current]{color:var(--color-accent);font-weight:600}.mobile-nav>a:last-child{border-bottom:0;font-size:1rem}.hero{--hero-spotlight-width:92%;--color-text:var(--ink-950);--color-text-muted:var(--ink-600);--color-accent:var(--clay-700);--color-focus:var(--clay-700);--button-bg:var(--ribbon-light);--button-fg:var(--color-on-accent);--button-hover-bg:var(--ribbon-dark);isolation:isolate;background:var(--paper-100);min-height:min(86svh,840px);color:var(--color-text);text-align:center;align-items:center;padding-block:clamp(3.5rem,10vw,7rem);display:flex;position:relative;overflow:hidden}.hero-media{z-index:-2;position:absolute;inset:0}.hero-media img{object-fit:cover;object-position:60% 48%;filter:blur(8px)saturate(.84)contrast(.96)brightness(.84);transform:scale(1.075)}.hero-media:after{content:"";background:radial-gradient(ellipse var(--hero-spotlight-width) 74% at 50% 48%, #f6f8fbcc 0%, #f6f8fbad 46%, #f6f8fb47 76%, #f6f8fb14 100%), linear-gradient(90deg, #0f172a2e 0%, transparent 28%, transparent 72%, #0f172a2e 100%), linear-gradient(180deg, #f6f8fb2e 0%, #f6f8fb14 62%, #f6f8fb6b 100%);position:absolute;inset:0}.hero-inner{z-index:1;justify-content:center;display:flex;position:relative}.hero-copy{flex-direction:column;align-items:center;width:min(62rem,100%);min-width:0;display:flex}.hero h1{font-family:var(--font-display);letter-spacing:-.035em;font-size:clamp(2.125rem,6.6vw,4.25rem);font-weight:500;line-height:1.08}.hero h1>span,.hero h1>em{display:block}.hero h1>em{color:var(--clay-700);font-family:inherit;font-size:inherit;font-weight:inherit;letter-spacing:inherit;font-style:normal;line-height:inherit;margin-top:2px}.hero-description{max-width:54ch;margin-top:var(--space-6);color:var(--ink-800);text-wrap:pretty;font-size:1rem;line-height:1.75}.hero-actions{justify-content:center;align-items:center;gap:var(--space-3) var(--space-4);margin-top:var(--space-8);flex-wrap:wrap;display:flex}.hero-actions .button{padding-inline:var(--space-6);justify-content:center;font-weight:600}.hero-phone{min-height:52px;padding:13px var(--space-6);border-radius:var(--radius-md);color:var(--ink-950);white-space:nowrap;transition:background var(--duration-fast), border-color var(--duration-fast);background:#ffffffad;border:1px solid #0f172a2e;justify-content:center;align-items:center;gap:10px;font-size:.875rem;font-weight:500;display:inline-flex}.hero-phone svg{width:17px;color:var(--ink-950)}.hero-phone:hover{background:var(--white);border-color:#0f172a47}.hero-adviser{width:min(32rem,100%);margin-top:var(--space-8);padding-top:var(--space-6);text-align:left;border-top:1px solid #0f172a29;justify-content:center;display:flex}.hero-meta{margin-top:var(--space-5);color:var(--ink-600);letter-spacing:.18em;text-transform:uppercase;font-size:.6875rem;font-weight:600}.adviser-identity{align-items:center;gap:var(--space-3);max-width:100%;display:inline-flex}.adviser-avatar{border-radius:50%;flex-shrink:0;width:56px;height:56px}.about-page-photo img,.adviser-avatar{object-fit:cover;object-position:54% 50%;filter:saturate(.5)contrast(.96)}.adviser-identity strong{font-size:.9375rem;font-weight:500;line-height:1.5;display:block}.adviser-identity>span>span{color:var(--color-text-muted);margin-top:2px;font-size:.8125rem;line-height:1.5;display:block}.adviser-identity>.arrow{width:16px;color:var(--color-accent)}.adviser-identity:hover strong{text-underline-offset:4px;text-decoration:underline}.pathways{background:var(--color-surface)}.section-heading{gap:var(--space-4);margin-bottom:var(--space-6);display:grid}.section-heading>p{max-width:34ch;font-size:1rem;line-height:1.7}.pathways .pathways-heading{margin-bottom:var(--space-8);grid-template-columns:minmax(0,1fr)}.pathways-intro{max-width:62ch;margin-top:var(--space-4);font-size:1.0625rem;line-height:1.7}.pathways-layout{gap:var(--space-12);grid-template-columns:minmax(0,1fr);display:grid}.pathways .situations-heading{margin-bottom:var(--space-4);grid-template-columns:minmax(0,1fr)}.situations-heading h3{letter-spacing:-.015em;font-size:1.125rem;line-height:1.5}.situation-list{column-gap:var(--space-12);margin:0;padding:0;list-style:none;display:grid}.situation-list li{border-top:1px solid var(--color-border)}.situation-list a{align-items:center;gap:var(--space-4);height:100%;min-height:96px;padding:var(--space-5) var(--space-2);transition:background var(--duration-fast), color var(--duration-fast);grid-template-columns:44px minmax(0,1fr) 20px;font-size:1rem;line-height:1.65;display:grid}.situation-list a:hover,.situation-list a:focus-visible{background:var(--color-background);color:var(--color-accent-hover)}.situation-list a:focus-visible{outline-offset:-3px}.situation-icon{border-radius:var(--radius-md);background:var(--color-surface-warm);width:44px;height:44px;color:var(--color-accent);place-items:center;display:grid}.situation-list .arrow{color:var(--color-accent)}.pathway-grid{gap:var(--space-6);display:grid}.pathway{min-width:0;min-height:248px;padding:var(--space-6);border:1px solid var(--color-border);border-radius:var(--radius-md);background:var(--color-surface-soft);transition:background var(--duration-fast), border-color var(--duration-fast), box-shadow var(--duration-fast);flex-direction:column;display:flex;box-shadow:0 10px 28px -22px #0f172a52}.pathway:hover,.pathway:focus-visible{border-color:var(--color-accent);background:var(--color-surface);box-shadow:var(--shadow-soft)}.pathway:focus-visible{outline-offset:5px;outline-width:3px}.pathway-primary{border-width:2px;border-color:var(--color-accent);box-shadow:0 14px 36px -28px #075985a6}.pathway-secondary,.pathway-tertiary{border-color:var(--color-border)}.pathway h3{align-items:center;gap:var(--space-2);letter-spacing:-.025em;text-wrap:wrap;width:100%;font-size:1.375rem;line-height:1.3;display:flex}.pathway p{margin-top:var(--space-3);margin-bottom:var(--space-6);color:inherit;font-size:1rem;line-height:1.65}.pathway-primary p{color:inherit}.pathway-link{justify-content:space-between;align-items:center;gap:var(--space-4);min-height:48px;padding:var(--space-3) var(--space-4);border:1px solid var(--color-accent);border-radius:var(--radius-md);background:var(--color-accent);color:var(--color-on-primary);transition:background var(--duration-fast), border-color var(--duration-fast);margin-top:auto;font-size:.875rem;font-weight:600;line-height:1.5;display:inline-flex}.pathway:hover .pathway-link,.pathway:focus-visible .pathway-link{border-color:var(--color-accent-hover);background:var(--color-accent-hover)}.theme-dark{--color-background:var(--ink-950);--color-text:var(--white);--color-text-muted:var(--sage-200);--color-accent:var(--clay-200);--color-border:#ffffff24;--color-border-strong:#ffffff47;--color-focus:var(--white);background:var(--color-background);color:var(--color-text)}.about-preview-grid{gap:var(--space-12);display:grid}.about-preview-copy h2{font-size:clamp(2rem,3.4vw,3.25rem)}.about-preview-copy h2>span{color:var(--color-accent)}.about-preview-copy>p:not(.eyebrow){max-width:43ch;margin-top:var(--space-6);font-size:1.0625rem;line-height:1.8}.about-preview-adviser{margin-top:var(--space-8)}.about-preview-adviser .adviser-avatar{width:64px;height:64px}.about-preview-adviser .adviser-identity strong{font-size:1rem}.experience-panel{padding-top:var(--space-8);border-top:1px solid var(--color-border)}.experience-proof{align-items:center;gap:var(--space-6);display:flex}.experience-proof>strong{color:var(--color-accent);letter-spacing:-.06em;flex-shrink:0;font-size:clamp(4.5rem,7vw,6.5rem);font-weight:500;line-height:1;display:inline-grid}.sr-only{clip-path:inset(50%);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.count-up-reserve,.count-up-current{grid-area:1/1}.count-up-reserve{visibility:hidden}.count-up-current{justify-self:end}.count-up-suffix{vertical-align:top;margin-top:.1em;font-size:.55em;line-height:1;display:inline-block}.experience-proof>span{max-width:23ch;color:var(--color-text-muted);font-size:.9375rem;line-height:1.6}.experience-benefits{gap:var(--space-6);margin-top:var(--space-8);display:grid}.experience-benefits h3{margin-bottom:var(--space-2);font-size:1rem;font-weight:500;line-height:1.4}.experience-benefits p{max-width:46ch;font-size:.875rem;line-height:1.7}.experience-strip{gap:var(--space-6);margin-top:var(--space-12);padding-top:var(--space-8);border-top:1px solid var(--color-border);display:grid}.experience-strip>p{letter-spacing:.1em;text-transform:uppercase;font-size:.75rem;font-weight:500}.experience-strip ul{gap:var(--space-4);grid-template-columns:repeat(2,minmax(0,1fr));margin:0;padding:0;list-style:none;display:grid}.experience-strip li{align-items:flex-start;gap:var(--space-3);flex-direction:column;font-size:.9375rem;line-height:1.4;display:flex}.experience-strip 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minmax(0,1fr);display:grid}.step-number{color:var(--color-accent);font-family:var(--font-body);font-variant-numeric:lining-nums tabular-nums;letter-spacing:-.02em;font-size:2rem;font-weight:500;line-height:1.15}.process-step h3{letter-spacing:-.02em;margin-bottom:10px;font-size:1.125rem}.process-step p{max-width:47ch;font-size:.9375rem;line-height:1.8}.faq-section{background:var(--color-surface-soft)}.faq-grid{gap:var(--space-8);grid-template-columns:minmax(0,1fr);display:grid}.faq-list{gap:var(--space-3);display:grid}.faq-item{border-radius:var(--radius-md);background:var(--color-surface);transition:background var(--duration-fast) var(--ease-out);overflow:hidden}.faq-item.is-open{background:var(--white)}.faq-item h3{margin:0}.faq-item button{align-items:center;gap:var(--space-4);width:100%;min-height:88px;padding:var(--space-5);color:var(--color-text);cursor:pointer;font:inherit;text-align:left;transition:color var(--duration-fast) var(--ease-out);background:0 0;border:0;grid-template-columns:34px minmax(0,1fr) 36px;font-size:.9375rem;font-weight:500;line-height:1.6;display:grid}.faq-item button:hover{color:var(--color-accent)}.faq-item button:focus-visible{outline:2px solid var(--color-focus);outline-offset:-4px}.faq-question-icon{width:34px;height:34px;color:var(--color-accent);place-items:center;display:grid}.faq-question-icon svg{stroke:currentColor;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.5px;width:24px;height:24px}.faq-toggle{border:1px solid var(--color-border-strong);width:36px;height:36px;color:var(--color-text);border-radius:50%;place-items:center;display:grid;position:relative}.faq-answer{opacity:0;transition:grid-template-rows .36s var(--ease-out), opacity .22s var(--ease-out);grid-template-rows:0fr;display:grid}.faq-answer-inner{min-height:0;transition:transform .36s var(--ease-out);overflow:hidden;transform:translateY(-6px)}.faq-item.is-open .faq-answer{opacity:1;grid-template-rows:1fr}.faq-item.is-open 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